Concrete loans and leasing for machines. No fluff.
We deliver hard numbers and ready-to-sign contracts for your company's growth. You will receive a leasing decision from us within 23 hours of application.
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Production companies financed
"We had the money for the new production line in our account in 18 business days."
Marek Kościelniak, Podhale Carpentry
Financial Tools for Your Production
For us, credit is a working tool, not a burden. We choose options that allow your machines to earn for themselves from day one.
CNC Machine Leasing
We finance new and used equipment in 23 hours. The contract is short, simple, and fits on three pages.
Construction of Halls and Warehouses
The average investment loan we arrange is 1,240,000 PLN. We do not require collateral on private assets.
Tractors and Fleet
Down payment from as low as 1.5%. We financed 87 heavy vehicles for local firms in 2024 alone.
Raw Material Lines
We activate cash for the purchase of steel or wood in 4 business days. Buy cheaper thanks to bulk orders.
Clear Rules of Cooperation
We don't promise miracles. We only take a fee for specific, finalized financing.
Preliminary Analysis
We check your creditworthiness and document errors in 47 minutes.
Machine Leasing
Most PopularFull management of the leasing application until the machine is delivered to the hall.
Hall Construction
Handling investment loans over 1 million PLN with staged settlements.
Why the Carpathian Institute?
We are a partner who monitors deadlines and ensures the bank doesn't add hidden fees.
We know the realities of production
We have been operating since September 2017. We are not theorists from a bank – we know what working in a hall looks like and why a machine cannot stand idle waiting for paperwork.
Office in Zakopane, National Coverage
We have our office at Krupówki 40, but our advisors travel to clients throughout Poland. From Nowy Targ to Gdańsk – we finance where the work is.
We rescue difficult applications
Facts matter, not promises. If the bank rejected your application in March, we will find the reason and fix the documentation so you get approval in April.
Check what funds you can receive
Answer 3 questions and we will select the best form of financing for your company.
From the Carpathian Institute Blog
We write about facts: how to lower your installment, why banks reject applications, and how to finance used machines.
5 reasons why the bank rejected your application in March
We analyze common errors in financial documentation that block the development of small production plants.
Operating or Financial Leasing? We calculate the differences in 2025
A simple comparison of both forms of financing based on the purchase of a machine for 235,000 PLN.
How to finance a new hall without a 20% down payment in 2025
We present 3 real ways to build a facility with minimal personal cash involvement.
Fixed or variable interest rate? Our data from 14 months
We checked how much our clients saved by choosing a fixed rate last year.
Used machinery leasing – what to watch out for during valuation
Buying second-hand equipment is a saving, but banks have their rules. We discuss technical traps.
When is it worth consolidating business loans?
We reduced installments for 28 clients by an average of 3,400 PLN monthly. Check if you can too.
“We were skeptical because other advisors promised millions and then disappeared. Here, at the very first meeting, they caught an error in our tax return. Worth every penny.”
Andrzej Pękala
Vice President, Metal-System Nowy Sącz
Ready for production growth?
Our advisor will call you back within 2 hours and 15 minutes.
Book a consultation timeNo fees for preliminary chance analysis.