Andrzej Gąsienica-Makowski

Andrzej Gąsienica-Makowski

Founder and Senior Financial Analyst

Credit is a tool, not a burden. A machine must earn its installment from the first hour of work in the hall.

Andrzej founded the Carpathian Institute of Finance in September 2017. After years of working in large banks, he saw how good Polish production companies were losing contracts due to slow procedures and piles of papers.

He moved the office to Krupówki to be close to local business, but today he operates nationwide. He focuses on facts – if an application has a chance of passing, he says it directly. If not, he looks for a way to fix the financial documentation in 14 days.

Numbers speak for us

We measure success in financed machines

Operating since September 2017. We don't promise miracles, we deliver ready contracts and specific funds for your company's growth.

412

Production plants financed

1.24 million PLN

Average hall loan

23

Hours for a leasing decision

87

Trucks financed in 2024

People who watch your numbers

Our team are not theorists. We know what working at a CNC machine looks like and why financial liquidity in March is more important than promises of profit in December. We have an office on Krupówki, but we reach clients in 48 hours.

“We were skeptical because other advisors promised millions and then disappeared. Here, at the very first meeting, they caught an error in our tax return. Worth every penny.”
Andrzej Pękala

Andrzej Pękala

Vice President, Metal-System Nowy Sącz

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No fees for preliminary chance analysis.