Mariusz Witkowski

Practical approach to industrial financing

Mariusz has been dealing with machinery since September 2017. He doesn't just sit behind a desk on Krupówki. He is more likely to be found in production halls, checking nameplates and assessing technical conditions. He understands that for a factory owner, downtime counts, not pretty charts in a presentation. Over the past years, he has personally visited 134 production plants across Poland, from small workshops to large auto parts factories.

In the last 3 years, he closed financing for 114 industrial projects. He specializes in difficult cases where standard banks refuse due to industry specifics or machine age. He can translate engineers' technical language into arguments accepted by risk departments in leasing funds. Facts matter, not promises, which is why Mariusz always starts by checking the real efficiency of the device to be financed.

Speed and concrete numbers

His record is arranging leasing for a laser cutter in 46 hours from the first conversation. Mariusz ensures documents are simple. If an application has more than 4 pages, he finds a way to shorten it. He believes that credit is a tool, not a burden that should block company growth. (By the way: Mariusz once ran a small workshop himself, so he knows how irritating waiting for a bank decision can be).

• Average time to obtain a credit decision: 2 business days.
• Success rate in acquiring financing for used machines: 94.6%.
• Handled transactions worth from 47,000 PLN to 3.2 million PLN.
• Knowledge of the specifics of 19 different production industries.

He focuses mainly on CNC machines and plastic injection molding machines. He knows the real market prices of equipment from 87 different suppliers from Poland and Germany. This way, the client knows if they are not overpaying for equipment before signing a contract with the bank. Mariusz often also helps negotiate the price of the machine itself, which on average allows clients to save 4.2% of the investment value right at the start.

To be honest, Mariusz will say directly if a machine has no chance of financing. He doesn't promise miracles when he sees the business plan doesn't add up. This approach has meant that 93% of his clients return when purchasing another machine for their park. We have our office on Krupówki, but Mariusz spends most of his time on the road, reaching clients in 2h 15min from a call in urgent matters.